Percy Get the app

Percy

Money. Finally makes sense.

Learn how money, interest and investing really work, in just a few minutes a day. Clearly explained, step by step, right on your phone.

Coming soon to the App Store Coming soon to Google Play
Percy app: the lesson path in Module 1
Percy app: a compound interest exercise with three answer options
Percy app: lesson complete screen showing mistakes, XP and streak

School taught us algebra. But not what inflation does to our savings, how an ETF works, or why time matters more than money when you invest. Percy closes that gap.

How it works

A few minutes.
A lot of clarity.

Percy app: a multiple choice question about which purchases are investments
Percy app: a Select exercise about the functions of money
Percy app: a Fill in exercise with a gap in the sentence
Percy app: a Match exercise pairing steps with their order
Percy app: a Pick the value exercise with a slider
Percy app: lesson complete screen showing mistakes, XP and streak
Percy app: lesson path with completed, current and locked lessons
  1. 01

    No walls of text.

    Every lesson is a handful of short exercises, and every single step asks you something. Plain language, one question at a time. Highlighted terms can be tapped to see what they mean.

  2. 02

    Learn by doing.

    Four kinds of exercises keep your brain switched on. You pick answers, fill gaps, match pairs and estimate numbers. That’s how knowledge actually sticks.

  3. 03

    See how you did.

    Every answer gets instant feedback that explains why. At the end of a lesson you see your mistakes, the XP you earned and your streak. Found something unclear? Tell us right there.

  4. 04

    Knowledge that lasts.

    Lessons unlock one after another, and every section ends with a final quiz. Pass it to move on. That way, everything you learn builds on a solid foundation.

Module 1 · Getting started with investing

From your first paycheck
to your first investment.

Three sections, each building on the last. You start with the basics and finish understanding how stocks, bonds and ETFs work, and what they cost.

  • Section 1

    Understanding Money and Finance

    1. Your First Steps
    2. Financial Glossary
    3. Investing vs. Speculating
    4. Compounding
    5. Discounting
    6. Myth Check
    7. Compound Interest
    8. Inflation

    + Final Quiz

  • Section 2

    Budgeting and Planning

    1. Net Worth Check
    2. Cash Flow
    3. The 50-30-20 Rule
    4. Wants vs. Needs
    5. Debt Detox
    6. From Piggy Bank to Investor
    7. Emergency Fund
    8. Why You’re Doing This

    + Final Quiz

  • Section 3

    Investment Options

    1. Equity vs. Debt
    2. Investment Types at a Glance
    3. Understanding Bonds
    4. The Stock as an Investment
    5. Risk & Return
    6. Funds & ETFs
    7. Understanding Costs

    + Final Quiz

  • And this is just the beginning.

    More modules are already in the works. They’ll arrive as a free update, right inside the app.

Calculators

See what time
can do for you.

Compound interest is one of the first things you learn with Percy. Try it for yourself right here.

Potential final balance

€83,226

Paid in €36,000 Interest earned €47,226

Simplified example assuming monthly compounding and a constant return, without costs, taxes or inflation. For illustration only. Not investment advice and not a guarantee of returns.

Percy app: the Tools tab with six financial calculators and a glossary

Six calculators and a glossary.
All built into the app.

  • Compound interest

    How your savings can grow over the years.

  • Inflation

    What your money will be worth in the future.

  • 50-30-20 budget

    A sensible way to split your income.

  • Savings goal

    How long until you reach your goal.

  • Overdraft interest

    What an overdrawn account really costs you.

  • Loan

    Monthly payments and total interest on a loan.

  • Glossary

    Financial terms explained simply. Inside a lesson, just tap a highlighted word.

Keep going

Motivation that
moves you forward.

Financial know-how isn’t built in one evening. Percy helps you turn it into a small daily habit.

Streak

A little progress, every day.

Your streak shows how many days in a row you’ve kept learning. It’s more motivating than you’d think.

Progress

Earn experience.

Every lesson earns you XP, taking you from beginner up through new titles.

Reminders

You set the pace.

Pick your days and a time. Percy reminds you, locally on your device and only if you want it to.

Final quiz

Passed means understood.

That’s how many questions you need to get right to unlock the next section.

Your progress
stays yours.

No sign-up, no cloud, no profile to fill in. What you learn is saved on your phone and nowhere else.

  • No account

    No email address, no password. Open the app and start learning.

  • Stored on your device

    Your progress, XP and streak are saved only on your phone. Nothing is synced to a server.

  • Works offline

    Every lesson is built into the app, so you can learn without an internet connection.

  • Local reminders

    Study reminders are scheduled on your phone. No push service is involved.

Percy is free and supported by ads. What our advertising partner processes, and the choices you have, is explained in the privacy policy. Lesson ratings you choose to send are anonymous. Read the privacy policy

Education, not advice.

Percy teaches the fundamentals so you can make better decisions on your own. We don’t recommend specific products and we don’t give investment, tax or legal advice. Ads shown in the app come from third parties and are not recommendations from us. All investing involves risk.

FAQ

Good to know.

Who is Percy for?

For anyone starting from zero with money and finance, or anyone who wants to finally put their knowledge on a solid footing. No prior knowledge needed. Everything is built up step by step.

How much does Percy cost?

Percy is free to download and is supported by ads, which keeps every lesson free for everyone.

How long does a lesson take?

Most lessons take around five minutes. You can pause at any time and pick up where you left off.

Do I need an account?

No. Percy works without signing up. Your progress is stored locally on your device. That also means that if you delete the app or switch devices, you’ll start from the beginning.

Does Percy give investment recommendations?

No. Percy explains how financial products and concepts work, but never recommends specific securities, providers or strategies. The decision is always yours.

Which languages is Percy available in?

Percy is available in English and German. You can switch languages any time from your profile.

How can I reach you?

Email us at hello@percyfinance.app. We love hearing questions, praise and criticism. You can also leave a rating right in the app after every lesson.

Percy app icon

Start today.

Percy is coming soon to iPhone and Android.

Coming soon to the App Store Coming soon to Google Play